Rule #1: Don't Get a Credit Card with an Annual Fee

Rule #2: Do check out these Bonused Credit Card Offers (w/out Annual Fees) 

Freedom Unlimited Credit Card

Chase Freedom Unlimited Credit Card (Web and App)

 

Receive a $200 Bonus after spending $500 on purchases in your first 3 months from Chase Freedom Unlimited.

Plus Get:

  • 3% on DINING at restaurants, including takeout and eligible delivery services
  • 3% on DRUGSTORE purchases
  • 5% on TRAVEL purchased through Chase Travel
  • 1.5% on all other purchases

 

In the Fine Print:  Must spend $500+ within 90 days of opening an account to receive a $200 bonus.

Wells Fargo Credit Card

Wells Fargo Active Cash Credit Card (Web and App)

 

Earn a $200 Bonus when you spend $500 in purchases in the first 3 months using the Wells Fargo Active Cash Card.

Plus Get:

  • Unlimited 2% cash rewards on purchases

 

In the Fine Print:  Must spend $500+ within 90 days of opening an account to receive a $200 bonus.

Upromise Credit Card

Upromise (Web & App)

 

Upromise grew from being a grocery coupon company to also offering shopping and dining discounts, surveys, and more.  Upromise even has their own credit card with an offer to 'get $100 back after spending $500 in the first 90 days'.  They also have other offers like 'open a bank account and get $230'.

 

In the Fine Print:  Must spend $500+ within 90 days of opening an account to receive a $100 bonus.

Capital One Quicksilver Credit Card

Capital One Quicksilver (Web & App)

 

Looking for a good 0% Balance Transfer offer? Well, look no further because this Capital One Quicksilver card has a 0% intro APR for 15 months and 1.5% cash back on every purchase.

 

In the Fine Print: There's a 3% fee on transfers within the first 15 months.

Capital One Union Plus Credit Card

Capital One Union Plus (Web & App)

 

Hey, fellow union brothers and sisters! The Union Plus Credit Card offers 0% intro APR for 12 months and 1.5% cash back on every purchase.

 

In the Fine Print: There's a 3% fee on transfers within the first 12 months.  1.5% cash back is exclusively available if approved for the Union Plus 'Cash Rewards' Card.

Discover Credit Card

Discover (Web & App)

 

How does a $100 sound? Well, get your new Discover Card and it's yours in addition to up to 5% cash back and a year of matching cash back. 

 

In the Fine Print:  You need to make a purchase within 3 months of account opening to get the $100 bonus. 5% cash back is in categories that rotate quarterly.  Matching cash back is paid at the end of your first year.