Fierce Checking Account

Fierce (Web and App)

 

Fierce is the highest APY account with zero fees, that I've found.  Experience the power of Fierce’s high yield checking account with a free debit card. Get cash, make purchases, and enjoy Apple Pay convenience, all with FDIC-insured funds. It’s your ultimate companion for financial freedom.  Get a 4.25% APY checking account with debit card (for comparison, the average checking account offers just 0.07% APY).

Wells Fargo Checking Account

Wells Fargo Checking (Web and App)

 

As a new Wells Fargo checking customer, enjoy a $325 Bonus when you open a new Everyday Checking account and deposit $1,000 or more in qualifying direct deposits within 90 days of account opening.

 

In the Fine Print: There is just a $25 minimum opening balance. The account also has a $10 monthly fee that can be avoided by meeting one of several criteria such as maintaining a $500 daily balance. The Everyday Checking Account does not have an APY.

California Coast Checking Account

California Coast Credit Union (Web and App)

 

As a referred new member of California Coast, you can receive up to $125. You'll receive $50 when you become a member, deposit $50 in a qualifying account, AND do one of the following:

  • Open a checking account with eStatements and add direct deposit, online banking, or online bill pay OR
  • Finance an auto loan
  • Plus, earn an additional $75 when you also open a real estate loan!

 

In the Fine Print: California Coast's highest checking account interest rate is just .05% which is even below the average interest rate for checking accounts of just .07%.

Robinhood Savings Account

Robinhood (Web and App)

 

Robinhood is offering 4% APY on your uninvested money as well as a 1% or 3% Matching on your Roth IRA Contributions.  It also provides an electronic trading platform that facilitates trades of stocks, exchange-traded funds, options, index options, futures contracts, outcomes on prediction markets, and cryptocurrency.

 

In the Fine Print: There is a $5 monthly fee (or discounted $50 annual fee) for their 'Gold' services that includes the higher 3% IRA match.

Mystery Shopping

Webull (Web and App)

 

Webull is offering .5% or 4.1% APY on your uninvested money as well as 1% or 3.5% Matching on your Roth IRA Contributions. They also have trading and investing, zero-commission trading for stocks, ETFs, and options. It also provides access to various features like paper trading, a community, and market data.

 

In the Fine Print: There is a $3.99 monthly fee (or discounted $40 annual fee) for their 'Premium' services that includes the 4.1% APY for uninvested money and increased 3.5% IRA match.

Upromise Grocery Coupons

Upromise (Web & App)

 

They grew from being a grocery coupon company to also offering shopping and dining discounts, surveys, and more.  Upromise now has offers like 'open a bank account and get $230'.  They also have their own credit card with an offer to 'get $100 back after spending $500 in the first 90 days'.

 

In the Fine Print:  Bank account sign ups and other offers are in conjunction with other companies offerings and have individual terms and conditions.